Keep your family in the home if something happens to you
Mortgage protection pays your family enough to keep up with or pay off the house. Get a free quote sized to your loan.
- Benefit paid to your family, not the bank
- No-exam options with many carriers
- Free review, no obligation
Get contacted by an agent
Prefer personal guidance? Leave your details and a licensed agent will follow up, usually within one business day.
Prefer to talk now? Call or text (770) 750-5351
Who the money goes to matters
Mortgage protection is a life insurance policy sized to your home loan. The difference from the coverage your lender offers is who gets paid.
Lender mortgage insurance
- Usually pays the bank
- Benefit can shrink as you pay down the loan
- Tied to that one loan
Mortgage protection from us
- Pays your family, who decide how to use it
- Level benefit options available
- Stays with you if you refinance or move
Many carriers also offer living-benefit riders that can pay part of the benefit early after a serious illness diagnosis. Riders and availability vary by carrier and state.
How it works
Tell us what you need
A short form or a quick call: age, state, health basics and what you want to protect.
We compare carriers
Your profile is checked against the underwriting rules of multiple carriers, so you see the options that fit.
Review your options
A licensed agent walks you through prices and trade-offs in plain language. No pressure to decide.
Apply and get covered
Apply by phone or online. Many plans need no medical exam, and we stay with you after you buy.
Who you'll work with
Legacy Protection Co is the business name of an independent licensed life and health insurance agent based in Metro Atlanta. You deal with one person from first call to claim, by phone, text, email or video.
- GA #3148943
- FL #G362454
- MI #22213226
- OH #1743267
- SC #22213226
- TN #3004236064
- TX #3497544
- VA #1586847
- An independent licensed agent, not a call center
- We compare multiple carriers
- No-exam options and help with health conditions
- No cost and no obligation to get a quote
- Help after you buy: reviews, beneficiary changes and claims questions
Questions people ask
Is mortgage protection the same as homeowners insurance?
No. Homeowners insurance covers damage to the house. Mortgage protection is life insurance that helps your family keep paying for it if you die.
How much coverage should I get?
Most people match the mortgage balance, then consider adding income replacement. We'll help you size it during your free review.
Can I qualify with health issues?
Often, yes. Several carriers offer simplified issue mortgage protection with no medical exam.
What if I already have life insurance?
Mortgage protection can sit alongside existing coverage. We'll look at what you have so you don't overbuy.
See what coverage would cost you
Tell us a little about yourself and a licensed agent will compare carriers and walk you through real options, in plain language, with no pressure.
- Free, no-obligation quote
- multiple carriers compared
- Answers usually within one business day
Get contacted by an agent
Prefer personal guidance? Leave your details and a licensed agent will follow up, usually within one business day.
Prefer to talk now? Call or text (770) 750-5351