Final expense coverage for adults 50 to 85
Plan for funeral and final costs so your family doesn't have to. Talk with a licensed agent today, or send the form for a free quote.
- No medical exam options
- Premiums that never go up
- Coverage from $5,000 to $25,000
Get contacted by an agent
Prefer personal guidance? Leave your details and a licensed agent will follow up, usually within one business day.
Prefer to talk now? Call or text (770) 750-5351
Two ways to qualify
Final expense is a small whole life policy, usually $5,000 to $25,000, meant for funeral costs, medical bills and other final expenses. The premium stays the same and coverage doesn't expire.
Simplified issue
- A few yes-or-no health questions, no exam
- Full benefit from day one if you qualify
- Lower price than guaranteed issue
Guaranteed issue
- No health questions, typically ages 50 to 85
- Usually a two-year graded benefit: if death is from illness in the first two years, the payout is typically premiums paid plus interest
- Full benefit after the waiting period
How it works
Tell us what you need
A short form or a quick call: age, state, health basics and what you want to protect.
We compare carriers
Your profile is checked against the underwriting rules of multiple carriers, so you see the options that fit.
Review your options
A licensed agent walks you through prices and trade-offs in plain language. No pressure to decide.
Apply and get covered
Apply by phone or online. Many plans need no medical exam, and we stay with you after you buy.
Who you'll work with
Legacy Protection Co is the business name of an independent licensed life and health insurance agent based in Metro Atlanta. You deal with one person from first call to claim, by phone, text, email or video.
- GA #3148943
- FL #G362454
- MI #22213226
- OH #1743267
- SC #22213226
- TN #3004236064
- TX #3497544
- VA #1586847
- An independent licensed agent, not a call center
- We compare multiple carriers
- No-exam options and help with health conditions
- No cost and no obligation to get a quote
- Help after you buy: reviews, beneficiary changes and claims questions
Questions people ask
How much does final expense insurance cost?
It depends on age, health, tobacco use and the amount. A short call is the fastest way to see real prices for your situation.
Is there a waiting period?
Simplified issue plans often pay the full benefit from day one. Guaranteed issue plans usually have a two-year graded benefit before the full amount is paid for death from illness.
Can I buy a policy for my parent?
Yes, with their knowledge and signature. Here's what adult children should know.
Will the price go up as I get older?
No. Final expense is whole life insurance, so the premium is locked for life.
See what coverage would cost you
Tell us a little about yourself and a licensed agent will compare carriers and walk you through real options, in plain language, with no pressure.
- Free, no-obligation quote
- multiple carriers compared
- Answers usually within one business day
Get contacted by an agent
Prefer personal guidance? Leave your details and a licensed agent will follow up, usually within one business day.
Prefer to talk now? Call or text (770) 750-5351